I've had the privilege of maintaining a long-standing relationship with an exceptional bond originator firm, BondExcel. Together, we've navigated everything from affordable housing to high-end developments over the years. Today, I witnessed something remarkable. We submitted a deal on one of our developments - and it was approved in just 18 minutes. That kind of speed doesn’t happen by chance.

This moment reminded me of a key lesson: never underestimate yourself or the relationships that shaped your journey. What may seem like small, technical insights - can become invaluable in the right hands.