What Exactly is a Bond Originator?
A bond originator is an independent home loan expert who acts as an intermediary between you (the borrower) and the major South African banks. Our core job is to manage the entire application and negotiation process on your behalf. We don't lend money; we find the best lender and the best rate for you.
Three Reasons Why Using BondExcel is The Smarter Way to Apply
Massive Time Savings: You only complete one application form, and we submit it to all major banks. This eliminates the need to visit or fill out separate forms for FNB, Standard Bank, Absa, Nedbank, and others.
Unbeatable Negotiation Power: Banks are competing for your business, and our experts know how to leverage that competition. We have established relationships and the data to negotiate a lower interest rate than you could typically secure on your own. (To put this into perspective: A 0.5% reduction on a R1 million bond over 20 years can save you over R150,000!)
It's Completely Free to You: You pay absolutely nothing for our service. The bank you choose pays us a commission upon the successful registration of the bond. Our motivation is simple: we only get paid when you get the best deal.
How We Work (Your Three Simple Steps)
You Apply: Tell us your story via our quick online form.
We Negotiate: We shop your application around and secure multiple offers.
You Choose: You pick the best offer, and we help finalise the paperwork.
